European Central Bank — Risk Assessment Indicators (RAI)
Risk Assessment Indicators (RAI) — official time series from the European Central Bank Data Portal, published as the RAI dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
Trust score
How is this computed?Weighted across five axes. Tap a ring for what it measures.
Data schema (27 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | 2 codes (e.g. Monthly, Quarterly) |
| REF_AREAReference area | dimension | 30 codes (e.g. Austria, Belgium, Bulgaria) |
| DD_ECON_CONCEPTDerived data economic concept | dimension | 27 codes (e.g. Share of other MFIs credit to domestic general government in total assets, excluding remaining assets, Annual growth rate of MFIs new loans to households and non-financial corporations, Share of interbank loans in total loans) |
| CURRENCY_TRANSCurrency of transaction | dimension | 5 codes (e.g. All currencies combined, Euro, Euro and domestic currency) |
| SOURCE_DATARaw statistical data source | dimension | 4 codes (e.g. Based on BSI data, Based on MIR data, Based on quarterly sector accounts data) |
| DD_SUFFIXDerived data suffix | dimension | 3 codes (e.g. Not applicable, Currency ratio on total currency, Euro) |
| TIME_PERIODTime period or range | time | Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | — |
| BREAKS | attribute | — |
| COLLECTIONCollection indicator | attribute | — |
| COMPILING_ORGCompiling organisation | attribute | — |
| DATA_COMPUnderlying compilation | attribute | — |
| DISS_ORGData dissemination organisation | attribute | — |
| PUBL_ECBSource publication (ECB only) | attribute | — |
| PUBL_MUSource publication (Euro area only) | attribute | — |
| PUBL_PUBLICSource publication (public) | attribute | — |
| COVERAGE | attribute | — |
| DECIMALS | attribute | — |
| TITLE | attribute | — |
| TITLE_COMPLTitle complement | attribute | — |
| UNIT | attribute | — |
| UNIT_MULTUnit multiplier | attribute | — |
| OBS_STATUSObservation status | attribute | — |
| OBS_CONFObservation confidentiality | attribute | — |
| OBS_PRE_BREAKPre-break observation value | attribute | — |
| OBS_COMObservation comment | attribute | — |
Schema captured from sdmx 1 month ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
Sample data (5 records)
| FREQ | REF_AREA | DD_ECON_CONCEPT | CURRENCY_TRANS | SOURCE_DATA | DD_SUFFIX | TIME_PERIOD | OBS_VALUE |
|---|---|---|---|---|---|---|---|
| M | AT | CT1DGGV | Z01 | BSI | Z | 2026-05 | 5.6682096577123975 |
| M | AT | GRNLHHNFC | EUR | MIR | Z | 2026-05 | 2.937643656854738 |
| M | AT | IBL1TL | Z01 | BSI | Z | 2026-05 | 18.64364486132893 |
| M | AT | LC1DHHS | Z01 | BSI | Z | 2026-05 | 31.309815492553525 |
| M | AT | LEVR | Z01 | BSI | Z | 2026-05 | 11.600264272483807 |
Live sample captured at profiling time — values may have changed upstream.
Verification Status
Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
Machine-readable & source
Embed this badge in a README or wiki — it always shows the latest verification state and quality tier.