European Central Bank — Retail Interest Rates (RIR)
Retail Interest Rates (RIR) — official time series from the European Central Bank Data Portal, published as the RIR dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
Trust score
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Data schema (31 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | 2 codes (e.g. Monthly, Quarterly) |
| REF_AREAReference area | dimension | 16 codes (e.g. Austria, Belgium, Germany) |
| BS_REP_SECTORBS reference sector breakdown | dimension | 1 codes (e.g. MFIs excluding ESCB) |
| BS_ITEMBalance sheet item | dimension | 9 codes (e.g. Loans, Credit for consumption, Lending for house purchase) |
| MATURITY_ORIGOriginal maturity | dimension | 9 codes (e.g. Up to 1 year, Over 1 year, Total) |
| BS_COUNT_SECTORBS counterpart sector | dimension | 5 codes (e.g. Non-Financial corporations (S.11), Households (S.14), Unspecified counterpart sector) |
| CURRENCY_TRANSCurrency of transaction | dimension | 3 codes (e.g. All currencies combined, Euro, Euro and Euro Area countries currencies (including Greece)) |
| IR_BUS_COVIR business coverage | dimension | 3 codes (e.g. New business, Outstanding amount, Unspecified) |
| IR_FV_TYPEInterest rate type (fix/var) | dimension | 3 codes (e.g. Unspecified, Variable, Fixed) |
| RIR_SUFFIXSeries variation - IR context | dimension | 2 codes (e.g. Interest rate / national component or MU comparable equivalent, Key national rate other than nat component or MU comparable equivalent) |
| TIME_PERIODTime period or range | time | Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | — |
| BREAKS | attribute | — |
| COLLECTIONCollection indicator | attribute | — |
| DOM_SER_IDSDomestic series ids | attribute | — |
| PUBL_ECBSource publication (ECB only) | attribute | — |
| PUBL_MUSource publication (Euro area only) | attribute | — |
| PUBL_PUBLICSource publication (public) | attribute | — |
| COMPILATION | attribute | — |
| COVERAGE | attribute | — |
| DECIMALS | attribute | — |
| NAT_TITLENational language title | attribute | — |
| TITLE | attribute | — |
| TITLE_COMPLTitle complement | attribute | — |
| UNIT | attribute | — |
| UNIT_MULTUnit multiplier | attribute | — |
| OBS_STATUSObservation status | attribute | — |
| OBS_CONFObservation confidentiality | attribute | — |
| OBS_PRE_BREAKPre-break observation value | attribute | — |
| OBS_COMObservation comment | attribute | — |
Schema captured from sdmx 1 month ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
Sample data (5 records)
Record 1FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"REF_AREA": "AT",
"OBS_VALUE": 4.85,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "F",
"CURRENCY_TRANS": "Z01",
"BS_COUNT_SECTOR": "2240"
}Record 2FREQ: M · BS_ITEM: A21
{
"FREQ": "M",
"BS_ITEM": "A21",
"REF_AREA": "AT",
"OBS_VALUE": 5.74,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "K",
"CURRENCY_TRANS": "Z01",
"BS_COUNT_SECTOR": "2251"
}Record 3FREQ: M · BS_ITEM: A22
{
"FREQ": "M",
"BS_ITEM": "A22",
"REF_AREA": "AT",
"OBS_VALUE": 4.55,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "V",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "A",
"CURRENCY_TRANS": "Z01",
"BS_COUNT_SECTOR": "2251"
}Record 4FREQ: M · BS_ITEM: L21
{
"FREQ": "M",
"BS_ITEM": "L21",
"REF_AREA": "AT",
"OBS_VALUE": 0.15,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "A",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 5FREQ: M · BS_ITEM: L22
{
"FREQ": "M",
"BS_ITEM": "L22",
"REF_AREA": "AT",
"OBS_VALUE": 1.57,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "F",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Live sample captured at profiling time — values may have changed upstream.
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Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
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