Register record·DATASET·EU·REGULATORVERIFIED · checked 19h ago
E
European Central Bank — Retail Interest Rates (RIR)
Retail Interest Rates (RIR) is an official time series dataset published by the European Central Bank via its Data Portal, distributed as the RIR dataflow over the SDMX 2.1 REST API. A single endpoint serves data in XML (SDMX-ML), CSV (?format=csvdata), or JSON (?format=jsondata), allowing users to extract specific series using a key path together with startPeriod, endPeriod, or lastNObservations filters. The same series can also be browsed and charted interactively on the ECB Data Portal. It covers retail interest rates across the euro area, relevant for economic and monetary analysis.Retail Interest Rates (RIR) — official time series from the European Central Bank Data Portal, published as the RIR dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
economyprices
Trust score
How is this computed?79
good
Weighted across five axes. Tap a ring for what it measures.
Data schema (31 fields)
Filterable via the API (11)
FREQREF_AREABS_REP_SECTORBS_ITEMMATURITY_ORIGBS_COUNT_SECTORCURRENCY_TRANSIR_BUS_COVIR_FV_TYPERIR_SUFFIXTIME_PERIOD
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | Frequency of the observation (e.g. monthly, quarterly).2 codes (e.g. Monthly, Quarterly) |
| REF_AREAReference area | dimension | Country or reference area the series relates to.16 codes (e.g. Austria, Belgium, Germany) |
| BS_REP_SECTORBS reference sector breakdown | dimension | Balance sheet reporting sector (e.g. MFIs excluding ESCB).1 codes (e.g. MFIs excluding ESCB) |
| BS_ITEMBalance sheet item | dimension | Balance sheet item, such as loans or deposits type.9 codes (e.g. Loans, Credit for consumption, Lending for house purchase) |
| MATURITY_ORIGOriginal maturity | dimension | Original maturity band of the instrument.9 codes (e.g. Up to 1 year, Over 1 year, Total) |
| BS_COUNT_SECTORBS counterpart sector | dimension | Counterpart sector on the balance sheet, e.g. households or firms.5 codes (e.g. Non-Financial corporations (S.11), Households (S.14), Unspecified counterpart sector) |
| CURRENCY_TRANSCurrency of transaction | dimension | Currency denomination of the transaction.3 codes (e.g. All currencies combined, Euro, Euro and Euro Area countries currencies (including Greece)) |
| IR_BUS_COVIR business coverage | dimension | Business coverage of the interest rate, new business or outstanding amounts.3 codes (e.g. New business, Outstanding amount, Unspecified) |
| IR_FV_TYPEInterest rate type (fix/var) | dimension | Indicates whether the interest rate is fixed or variable.3 codes (e.g. Unspecified, Variable, Fixed) |
| RIR_SUFFIXSeries variation - IR context | dimension | Indicates series variant, national component or key national rate.2 codes (e.g. Interest rate / national component or MU comparable equivalent, Key national rate other than nat component or MU comparable equivalent) |
| TIME_PERIODTime period or range | time | Time period of the observation, filterable by date range.Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | Numeric value of the observed interest rate.The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | Code indicating the time format used for the period.Code indicating the time format used for the period. |
| BREAKS | attribute | Indicates structural breaks in the time series.Indicates structural breaks in the time series. |
| COLLECTIONCollection indicator | attribute | Code indicating how the data was collected.Code indicating how the data was collected. |
| DOM_SER_IDSDomestic series ids | attribute | Identifier of the corresponding domestic series.Identifier of the corresponding domestic series. |
| PUBL_ECBSource publication (ECB only) | attribute | Reference to the ECB-only publication of this series.Reference to the ECB-only publication of this series. |
| PUBL_MUSource publication (Euro area only) | attribute | Reference to the euro area publication of this series.Reference to the euro area publication of this series. |
| PUBL_PUBLICSource publication (public) | attribute | Reference to the public publication of this series.Reference to the public publication of this series. |
| COMPILATION | attribute | Notes on how the series was compiled.Notes on how the series was compiled. |
| COVERAGE | attribute | Description of the scope or coverage of the series.Description of the scope or coverage of the series. |
| DECIMALS | attribute | Number of decimal places used in the observation value.Number of decimal places used in the observation value. |
| NAT_TITLENational language title | attribute | Title of the series in the national language.Title of the series in the national language. |
| TITLE | attribute | Short title describing the series.Short title describing the series. |
| TITLE_COMPLTitle complement | attribute | Extended or complementary title for the series.Extended or complementary title for the series. |
| UNIT | attribute | Unit of measurement for the observation value.Unit of measurement for the observation value. |
| UNIT_MULTUnit multiplier | attribute | Power-of-ten multiplier applied to the unit.Power-of-ten multiplier applied to the unit. |
| OBS_STATUSObservation status | attribute | Status code indicating quality or nature of the observation.Status code indicating quality or nature of the observation. |
| OBS_CONFObservation confidentiality | attribute | Confidentiality status of the observation.Confidentiality status of the observation. |
| OBS_PRE_BREAKPre-break observation value | attribute | Value of the observation prior to a structural break.Value of the observation prior to a structural break. |
| OBS_COMObservation comment | attribute | Free-text comment on the observation.Free-text comment on the observation. |
Schema captured from sdmx 2 days ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
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Sample data (5 records)
Record 1FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 4.85,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "F",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "Z01",
"BS_COUNT_SECTOR": "2240"
}Record 2FREQ: M · BS_ITEM: A21
{
"FREQ": "M",
"BS_ITEM": "A21",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 5.74,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "K",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "Z01",
"BS_COUNT_SECTOR": "2251"
}Record 3FREQ: M · BS_ITEM: A22
{
"FREQ": "M",
"BS_ITEM": "A22",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 4.55,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "V",
"OBS_STATUS": "A",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "A",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "Z01",
"BS_COUNT_SECTOR": "2251"
}Record 4FREQ: M · BS_ITEM: L21
{
"FREQ": "M",
"BS_ITEM": "L21",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 0.15,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "A",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 5FREQ: M · BS_ITEM: L22
{
"FREQ": "M",
"BS_ITEM": "L22",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 1.57,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"RIR_SUFFIX": "R",
"TIME_PERIOD": "2003-06",
"BS_REP_SECTOR": "A",
"MATURITY_ORIG": "F",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Live sample captured at profiling time — values may have changed upstream.
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Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
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