European Central Bank — Interest rate statistics (IRS)
Interest rate statistics (IRS) — official time series from the European Central Bank Data Portal, published as the IRS dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
Trust score
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Data schema (31 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | Frequency of the observation, e.g. monthly.1 codes (e.g. Monthly) |
| REF_AREAReference area | dimension | Country or area the interest rate statistic refers to.33 codes (e.g. Austria, Belgium, Bulgaria) |
| IR_TYPEInterest rate type | dimension | Category of interest rate, e.g. bank, money market or convergence rate.3 codes (e.g. Long-term interest rate for convergence purposes, Money market interest rates, Bank interest rates) |
| TR_TYPETransaction type | dimension | Type of underlying transaction, e.g. loan, deposit or debt security.3 codes (e.g. Debt security issued, Deposit liabilities, Loans to households for house purchase and to non-financial corporations) |
| MATURITY_CATMaturity category | dimension | Maturity band of the instrument, e.g. 3 months or 10 years.3 codes (e.g. 10 years, 3 months (80-100 days), Total) |
| BS_COUNT_SECTORBS counterpart sector | dimension | Counterpart sector on the balance sheet, e.g. households and non-financial corporations.2 codes (e.g. Unspecified counterpart sector, Non-Financial corporations and Households (S.11 and S.14 and S.15)) |
| CURRENCY_TRANSCurrency of transaction | dimension | Currency in which the transaction is denominated.12 codes (e.g. Euro, Bulgarian lev, Czech koruna) |
| IR_BUS_COVIR business coverage | dimension | Business coverage of the interest rate, e.g. new business.1 codes (e.g. New business) |
| IR_FV_TYPEInterest rate type (fix/var) | dimension | Indicates whether the interest rate is fixed or variable.1 codes (e.g. Unspecified) |
| TIME_PERIODTime period or range | time | Time period the observation refers to.Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | Numeric value of the observed interest rate.The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | Code describing the time format used for the series.Code describing the time format used for the series. |
| BREAKS | attribute | Notes on discontinuities or breaks in the time series.Notes on discontinuities or breaks in the time series. |
| COLLECTIONCollection indicator | attribute | Code indicating how the data was collected.Code indicating how the data was collected. |
| COMPILING_ORGCompiling organisation | attribute | Organisation responsible for compiling the data.Organisation responsible for compiling the data. |
| DISS_ORGData dissemination organisation | attribute | Organisation responsible for disseminating the data.Organisation responsible for disseminating the data. |
| DOM_SER_IDSDomestic series ids | attribute | Identifiers used for the series in the domestic source.Identifiers used for the series in the domestic source. |
| PUBL_ECBSource publication (ECB only) | attribute | Reference to the ECB publication where the series appears.Reference to the ECB publication where the series appears. |
| PUBL_MUSource publication (Euro area only) | attribute | Reference to the euro area publication where the series appears.Reference to the euro area publication where the series appears. |
| PUBL_PUBLICSource publication (public) | attribute | Reference to the public source publication for the series.Reference to the public source publication for the series. |
| COMPILATION | attribute | Notes on the methodology used to compile the data.Notes on the methodology used to compile the data. |
| COVERAGE | attribute | Description of the scope or coverage of the data.Description of the scope or coverage of the data. |
| DECIMALS | attribute | Number of decimal places in the observation value.Number of decimal places in the observation value. |
| NAT_TITLENational language title | attribute | Title of the series in the national language.Title of the series in the national language. |
| SOURCE_AGENCY | attribute | Agency that originally sourced the data.Agency that originally sourced the data. |
| TITLE | attribute | Short title describing the series.Short title describing the series. |
| TITLE_COMPLTitle complement | attribute | Additional descriptive text supplementing the series title.Additional descriptive text supplementing the series title. |
| UNIT | attribute | Unit of measurement for the observation value.Unit of measurement for the observation value. |
| UNIT_MULTUnit multiplier | attribute | Power-of-ten multiplier applied to the observation value.Power-of-ten multiplier applied to the observation value. |
| OBS_STATUSObservation status | attribute | Status code of the observation, e.g. estimated or provisional.Status code of the observation, e.g. estimated or provisional. |
| OBS_CONFObservation confidentiality | attribute | Confidentiality status of the observation.Confidentiality status of the observation. |
Schema captured from sdmx 1 month ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
Sample data (5 records)
Record 1FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"TR_TYPE": "L40",
"REF_AREA": "AT",
"OBS_VALUE": 3.2074,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"TIME_PERIOD": "2026-06",
"MATURITY_CAT": "CI",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 2FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"TR_TYPE": "L40",
"REF_AREA": "BE",
"OBS_VALUE": 3.51,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"TIME_PERIOD": "2026-06",
"MATURITY_CAT": "CI",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 3FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"TR_TYPE": "L40",
"REF_AREA": "BG",
"OBS_VALUE": 3.93,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"TIME_PERIOD": "2025-12",
"MATURITY_CAT": "CI",
"CURRENCY_TRANS": "BGN",
"BS_COUNT_SECTOR": "0000"
}Record 4FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"TR_TYPE": "L40",
"REF_AREA": "BG",
"OBS_VALUE": 4.09,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"TIME_PERIOD": "2026-06",
"MATURITY_CAT": "CI",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 5FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"TR_TYPE": "L40",
"REF_AREA": "CY",
"OBS_VALUE": 3.4,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"TIME_PERIOD": "2026-06",
"MATURITY_CAT": "CI",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Live sample captured at profiling time — values may have changed upstream.
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Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
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