European Central Bank — Interest rate statistics (IRS)
Interest rate statistics (IRS) is an official time-series dataset published by the European Central Bank via its Data Portal, distributed as the IRS dataflow over the SDMX 2.1 REST API. A single endpoint serves data in XML (SDMX-ML), CSV, and JSON formats, allowing users to extract specific series using a key path together with startPeriod, endPeriod, or lastNObservations filters. The same series can also be browsed and charted interactively on the ECB Data Portal website. The dataset covers euro area and EU interest rate statistics, useful for economic and financial analysis.Interest rate statistics (IRS) — official time series from the European Central Bank Data Portal, published as the IRS dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
Trust score
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Data schema (31 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | Frequency of the observation, e.g. monthly.1 codes (e.g. Monthly) |
| REF_AREAReference area | dimension | Country or area the interest rate statistic refers to.33 codes (e.g. Austria, Belgium, Bulgaria) |
| IR_TYPEInterest rate type | dimension | Category of interest rate, e.g. bank, money market or convergence rate.3 codes (e.g. Long-term interest rate for convergence purposes, Money market interest rates, Bank interest rates) |
| TR_TYPETransaction type | dimension | Type of underlying transaction, e.g. loan, deposit or debt security.3 codes (e.g. Debt security issued, Deposit liabilities, Loans to households for house purchase and to non-financial corporations) |
| MATURITY_CATMaturity category | dimension | Maturity band of the instrument, e.g. 3 months or 10 years.3 codes (e.g. 10 years, 3 months (80-100 days), Total) |
| BS_COUNT_SECTORBS counterpart sector | dimension | Counterpart sector on the balance sheet, e.g. households and non-financial corporations.2 codes (e.g. Unspecified counterpart sector, Non-Financial corporations and Households (S.11 and S.14 and S.15)) |
| CURRENCY_TRANSCurrency of transaction | dimension | Currency in which the transaction is denominated.12 codes (e.g. Euro, Bulgarian lev, Czech koruna) |
| IR_BUS_COVIR business coverage | dimension | Business coverage of the interest rate, e.g. new business.1 codes (e.g. New business) |
| IR_FV_TYPEInterest rate type (fix/var) | dimension | Indicates whether the interest rate is fixed or variable.1 codes (e.g. Unspecified) |
| TIME_PERIODTime period or range | time | Time period the observation refers to.Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | Numeric value of the observed interest rate.The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | Code describing the time format used for the series.Code describing the time format used for the series. |
| BREAKS | attribute | Notes on discontinuities or breaks in the time series.Notes on discontinuities or breaks in the time series. |
| COLLECTIONCollection indicator | attribute | Code indicating how the data was collected.Code indicating how the data was collected. |
| COMPILING_ORGCompiling organisation | attribute | Organisation responsible for compiling the data.Organisation responsible for compiling the data. |
| DISS_ORGData dissemination organisation | attribute | Organisation responsible for disseminating the data.Organisation responsible for disseminating the data. |
| DOM_SER_IDSDomestic series ids | attribute | Identifiers used for the series in the domestic source.Identifiers used for the series in the domestic source. |
| PUBL_ECBSource publication (ECB only) | attribute | Reference to the ECB publication where the series appears.Reference to the ECB publication where the series appears. |
| PUBL_MUSource publication (Euro area only) | attribute | Reference to the euro area publication where the series appears.Reference to the euro area publication where the series appears. |
| PUBL_PUBLICSource publication (public) | attribute | Reference to the public source publication for the series.Reference to the public source publication for the series. |
| COMPILATION | attribute | Notes on the methodology used to compile the data.Notes on the methodology used to compile the data. |
| COVERAGE | attribute | Description of the scope or coverage of the data.Description of the scope or coverage of the data. |
| DECIMALS | attribute | Number of decimal places in the observation value.Number of decimal places in the observation value. |
| NAT_TITLENational language title | attribute | Title of the series in the national language.Title of the series in the national language. |
| SOURCE_AGENCY | attribute | Agency that originally sourced the data.Agency that originally sourced the data. |
| TITLE | attribute | Short title describing the series.Short title describing the series. |
| TITLE_COMPLTitle complement | attribute | Additional descriptive text supplementing the series title.Additional descriptive text supplementing the series title. |
| UNIT | attribute | Unit of measurement for the observation value.Unit of measurement for the observation value. |
| UNIT_MULTUnit multiplier | attribute | Power-of-ten multiplier applied to the observation value.Power-of-ten multiplier applied to the observation value. |
| OBS_STATUSObservation status | attribute | Status code of the observation, e.g. estimated or provisional.Status code of the observation, e.g. estimated or provisional. |
| OBS_CONFObservation confidentiality | attribute | Confidentiality status of the observation.Confidentiality status of the observation. |
Schema captured from sdmx 2 days ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
Sample data (5 records)
Record 1FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"OBS_COM": null,
"TR_TYPE": "L40",
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 3.6867,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-09",
"MATURITY_CAT": "CI",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 2FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"OBS_COM": null,
"TR_TYPE": "L40",
"OBS_CONF": "F",
"REF_AREA": "BE",
"OBS_VALUE": 4.12,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-09",
"MATURITY_CAT": "CI",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 3FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"OBS_COM": null,
"TR_TYPE": "L40",
"OBS_CONF": "F",
"REF_AREA": "BG",
"OBS_VALUE": 3.93,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"TIME_PERIOD": "2025-12",
"MATURITY_CAT": "CI",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "BGN",
"BS_COUNT_SECTOR": "0000"
}Record 4FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"OBS_COM": null,
"TR_TYPE": "L40",
"OBS_CONF": "F",
"REF_AREA": "BG",
"OBS_VALUE": 4.09,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-09",
"MATURITY_CAT": "CI",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Record 5FREQ: M · IR_TYPE: L
{
"FREQ": "M",
"IR_TYPE": "L",
"OBS_COM": null,
"TR_TYPE": "L40",
"OBS_CONF": "F",
"REF_AREA": "CY",
"OBS_VALUE": 3.92,
"IR_BUS_COV": "N",
"IR_FV_TYPE": "Z",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-09",
"MATURITY_CAT": "CI",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "0000"
}Live sample captured at profiling time — values may have changed upstream.
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Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
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