European Central Bank — MFI Interest Rate Statistics (MIR)
MFI Interest Rate Statistics (MIR) is a dataset published by the European Central Bank through the ECB Data Portal, providing official time series on interest rates applied by monetary financial institutions in the euro area to deposits and loans vis-à-vis households and non-financial corporations. Data is available via the MIR dataflow over the SDMX 2.1 REST API, with a single endpoint serving XML (SDMX-ML), CSV, and JSON formats. Users can extract specific series using a key path combined with startPeriod, endPeriod, and lastNObservations filters, or browse and chart the same series interactively on the ECB Data Portal website.MFI Interest Rate Statistics (MIR) — official time series from the European Central Bank Data Portal, published as the MIR dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
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Data schema (32 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | Time series frequency, e.g. monthly.1 codes (e.g. Monthly) |
| REF_AREAReference area | dimension | Country or area the interest rate data refers to.28 codes (e.g. Austria, Belgium, Bulgaria) |
| BS_REP_SECTORBS reference sector breakdown | dimension | Balance sheet reporting sector of the institution.1 codes (e.g. Deposit-taking corporations except the central bank (S.122)) |
| BS_ITEMBalance sheet item | dimension | Type of balance sheet item, e.g. loans or deposits.19 codes (e.g. Loans, Lending for house purchase, Credit for consumption and other lending) |
| MATURITY_NOT_IRATEOriginal maturity/Period of notice/Initial rate fixation | dimension | Original maturity, notice period, or initial rate fixation period.23 codes (e.g. Total, Up to 1 year, Over 2 years) |
| DATA_TYPE_MIRMFI interest rate data type | dimension | Type of MFI interest rate data, e.g. annualised agreed rate.9 codes (e.g. Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER), Business volume (outstanding amount / new business), Annual percentage rate of charge (APRC)) |
| AMOUNT_CATAmount category | dimension | Loan or deposit amount category, e.g. up to EUR 1 million.5 codes (e.g. Total, Up to and including EUR 1 million, Over EUR 1 million) |
| BS_COUNT_SECTORBS counterpart sector | dimension | Counterpart sector on the balance sheet, e.g. households or corporations.4 codes (e.g. Non-Financial corporations (S.11), Households and non-profit institutions serving households (S.14 and S.15), Households of which sole proprietors and unincorporated partnerships (SP/UP)) |
| CURRENCY_TRANSCurrency of transaction | dimension | Currency in which the underlying transaction is denominated.15 codes (e.g. Euro, Bulgarian lev, Czech koruna) |
| IR_BUS_COVIR business coverage | dimension | Business coverage of the interest rate, e.g. outstanding amount or new business.4 codes (e.g. Outstanding amount, New business, Pure new loans) |
| TIME_PERIODTime period or range | time | Time period of the observation, filterable by date range.Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | Numeric value of the observed interest rate or amount.The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | Code indicating the format of the time period.Code indicating the format of the time period. |
| BREAKS | attribute | Indicator of breaks in the time series.Indicator of breaks in the time series. |
| COLLECTIONCollection indicator | attribute | Code indicating how the data was collected.Code indicating how the data was collected. |
| COMPILING_ORGCompiling organisation | attribute | Organisation that compiled the data.Organisation that compiled the data. |
| DISS_ORGData dissemination organisation | attribute | Organisation responsible for disseminating the data.Organisation responsible for disseminating the data. |
| DOM_SER_IDSDomestic series ids | attribute | Identifier of the corresponding domestic data series.Identifier of the corresponding domestic data series. |
| PUBL_ECBSource publication (ECB only) | attribute | ECB publication in which the series is published.ECB publication in which the series is published. |
| PUBL_MUSource publication (Euro area only) | attribute | Euro area publication in which the series is published.Euro area publication in which the series is published. |
| PUBL_PUBLICSource publication (public) | attribute | Public publication in which the series is published.Public publication in which the series is published. |
| UNIT_INDEX_BASE | attribute | Base period or value used for an index unit.Base period or value used for an index unit. |
| COMPILATION | attribute | Notes on how the data was compiled.Notes on how the data was compiled. |
| COVERAGE | attribute | Description of the scope or coverage of the data.Description of the scope or coverage of the data. |
| DECIMALS | attribute | Number of decimal places in the observation value.Number of decimal places in the observation value. |
| NAT_TITLENational language title | attribute | Title of the series in the national language.Title of the series in the national language. |
| SOURCE_AGENCY | attribute | Agency that originally sourced the data.Agency that originally sourced the data. |
| TITLE | attribute | Title of the data series.Title of the data series. |
| TITLE_COMPLTitle complement | attribute | Additional descriptive text complementing the series title.Additional descriptive text complementing the series title. |
| UNIT | attribute | Unit of measurement for the observation value.Unit of measurement for the observation value. |
| UNIT_MULTUnit multiplier | attribute | Power-of-ten multiplier applied to the unit.Power-of-ten multiplier applied to the unit. |
| OBS_STATUSObservation status | attribute | Status code of the observation, e.g. normal or estimated.Status code of the observation, e.g. normal or estimated. |
Schema captured from sdmx 2 days ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
Sample data (5 records)
Record 1FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 3.53,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-08",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2240",
"MATURITY_NOT_IRATE": "A"
}Record 2FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 3.52,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-08",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2250",
"MATURITY_NOT_IRATE": "A"
}Record 3FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 3.19,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-08",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2240",
"MATURITY_NOT_IRATE": "F"
}Record 4FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 3.57,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-08",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2240",
"MATURITY_NOT_IRATE": "H"
}Record 5FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"OBS_COM": null,
"OBS_CONF": "F",
"REF_AREA": "AT",
"OBS_VALUE": 3.4,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"OBS_STATUS": "A",
"TIME_PERIOD": "2026-08",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"OBS_PRE_BREAK": null,
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2250",
"MATURITY_NOT_IRATE": "H"
}Live sample captured at profiling time — values may have changed upstream.
Verification Status
Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
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