European Central Bank — MFI Interest Rate Statistics (MIR)
MFI Interest Rate Statistics (MIR) — official time series from the European Central Bank Data Portal, published as the MIR dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata); extract exactly the series you need with a key path and startPeriod / endPeriod / lastNObservations filters. Browse and chart the same series on the ECB Data Portal.
Trust score
How is this computed?Weighted across five axes. Tap a ring for what it measures.
Data schema (32 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | 1 codes (e.g. Monthly) |
| REF_AREAReference area | dimension | 28 codes (e.g. Austria, Belgium, Bulgaria) |
| BS_REP_SECTORBS reference sector breakdown | dimension | 1 codes (e.g. Deposit-taking corporations except the central bank (S.122)) |
| BS_ITEMBalance sheet item | dimension | 19 codes (e.g. Loans, Lending for house purchase, Credit for consumption and other lending) |
| MATURITY_NOT_IRATEOriginal maturity/Period of notice/Initial rate fixation | dimension | 23 codes (e.g. Total, Up to 1 year, Over 2 years) |
| DATA_TYPE_MIRMFI interest rate data type | dimension | 9 codes (e.g. Annualised agreed rate (AAR) / Narrowly defined effective rate (NDER), Business volume (outstanding amount / new business), Annual percentage rate of charge (APRC)) |
| AMOUNT_CATAmount category | dimension | 5 codes (e.g. Total, Up to and including EUR 1 million, Over EUR 1 million) |
| BS_COUNT_SECTORBS counterpart sector | dimension | 4 codes (e.g. Non-Financial corporations (S.11), Households and non-profit institutions serving households (S.14 and S.15), Households of which sole proprietors and unincorporated partnerships (SP/UP)) |
| CURRENCY_TRANSCurrency of transaction | dimension | 15 codes (e.g. Euro, Bulgarian lev, Czech koruna) |
| IR_BUS_COVIR business coverage | dimension | 4 codes (e.g. Outstanding amount, New business, Pure new loans) |
| TIME_PERIODTime period or range | time | Time dimension — filter with startPeriod / endPeriod query params. |
| OBS_VALUEObservation value | number | The observed numeric value for each cell. |
| TIME_FORMATTime format code | attribute | — |
| BREAKS | attribute | — |
| COLLECTIONCollection indicator | attribute | — |
| COMPILING_ORGCompiling organisation | attribute | — |
| DISS_ORGData dissemination organisation | attribute | — |
| DOM_SER_IDSDomestic series ids | attribute | — |
| PUBL_ECBSource publication (ECB only) | attribute | — |
| PUBL_MUSource publication (Euro area only) | attribute | — |
| PUBL_PUBLICSource publication (public) | attribute | — |
| UNIT_INDEX_BASE | attribute | — |
| COMPILATION | attribute | — |
| COVERAGE | attribute | — |
| DECIMALS | attribute | — |
| NAT_TITLENational language title | attribute | — |
| SOURCE_AGENCY | attribute | — |
| TITLE | attribute | — |
| TITLE_COMPLTitle complement | attribute | — |
| UNIT | attribute | — |
| UNIT_MULTUnit multiplier | attribute | — |
| OBS_STATUSObservation status | attribute | — |
Schema captured from sdmx 1 month ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
Sample data (5 records)
Record 1FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"REF_AREA": "AT",
"OBS_VALUE": 3.37,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"TIME_PERIOD": "2026-05",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2240",
"MATURITY_NOT_IRATE": "A"
}Record 2FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"REF_AREA": "AT",
"OBS_VALUE": 3.42,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"TIME_PERIOD": "2026-05",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2250",
"MATURITY_NOT_IRATE": "A"
}Record 3FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"REF_AREA": "AT",
"OBS_VALUE": 3.02,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"TIME_PERIOD": "2026-05",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2240",
"MATURITY_NOT_IRATE": "F"
}Record 4FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"REF_AREA": "AT",
"OBS_VALUE": 3.4,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"TIME_PERIOD": "2026-05",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2240",
"MATURITY_NOT_IRATE": "H"
}Record 5FREQ: M · BS_ITEM: A20
{
"FREQ": "M",
"BS_ITEM": "A20",
"REF_AREA": "AT",
"OBS_VALUE": 3.3,
"AMOUNT_CAT": "A",
"IR_BUS_COV": "O",
"TIME_PERIOD": "2026-05",
"BS_REP_SECTOR": "B",
"DATA_TYPE_MIR": "R",
"CURRENCY_TRANS": "EUR",
"BS_COUNT_SECTOR": "2250",
"MATURITY_NOT_IRATE": "H"
}Live sample captured at profiling time — values may have changed upstream.
Verification Status
Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
Machine-readable & source
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