European Central Bank — PAY dataflow
The PAY dataflow is part of the European Central Bank Data Portal, providing official statistical time series related to payment statistics for the euro area and EU member states. Data is accessible through a single SDMX 2.1 REST endpoint, supporting multiple output formats including XML (SDMX-ML), CSV, and JSON, with filtering options by key-path and time period. The dataset is maintained by the European Central Bank and is freely accessible without authentication, making it suitable for economic analysis, research, and monitoring of payment system trends across Europe.Official time series from the European Central Bank Data Portal, published as the PAY dataflow over SDMX 2.1 REST. One endpoint serves XML (SDMX-ML), CSV (?format=csvdata) and JSON (?format=jsondata), with key-path and period filters.
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Data schema (9 fields)
Click a field to see example values.
| Field | Type | Description |
|---|---|---|
| FREQFrequency | dimension | Frequency of the time series observations, e.g. annual or quarterly.3 codes (e.g. Half-yearly, Annual, Quarterly) |
| REF_AREAReference area | dimension | Country or reference area to which the data relates.29 codes (e.g. Estonia, Germany, Czech Republic) |
| COUNT_AREACounterpart area | dimension | Counterpart area involved in the payment transaction.51 codes (e.g. Hungary, Ireland, Iceland) |
| TYP_TRNSCTNPayment transaction type | dimension | Type of payment transaction being measured.14 codes (e.g. Credit transfers, Cash withdrawals using cards, Direct debits) |
| RL_TRNSCTNRole in transaction | dimension | Role played in the transaction, such as payer's or payee's PSP.3 codes (e.g. Payer's payment service provider (PSP), Payee's payment service provider (PSP), Not applicable) |
| FRD_TYPFraud type | dimension | Indicates whether the data relates to fraudulent or total transactions.2 codes (e.g. Not applicable (total transactions including both non-fraud and fraud), Fraud) |
| TRANSFORMATION | dimension | Type of data transformation applied, e.g. raw value or growth rate.2 codes (e.g. Non transformed data, Growth rate %, period on period) |
| UNIT_MEASUREUnit of measure | dimension | Unit in which the observation value is expressed.15 codes (e.g. Pure number, Euro, Euro per capita) |
| OBS_VALUEObservation value | number | The observed numeric value for each data point.The observed numeric value for each cell. |
Schema captured from sdmx 1 day ago.
Query the data
Pick columns and a sort, then fetch a live preview straight from the source. Choose an API-filterable column (marked ▾) under “Where” to pick from its list of values.
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Using the API
Query examples
curl -s 'https://data-api.ecb.europa.eu/service/dataflow/ECB' -H 'Accept: application/vnd.sdmx.structure+xml;version=2.1'All dataflows (datasets) published by this agency, as SDMX-ML.
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